FACTS
What do we do with your personal information?
Why?
Companies decide how to share consumers' personal information. Consumers have the right to limit some but not all sharing. We are committed to being transparent about how we collect, share, and protect your information. Please read this policy carefully to understand how your data is handled.
What?
The types of nonpublic personal information we collect, and share vary based on your interactions with us—whether you are simply browsing or submitting a loan request. This information includes, but is not limited to:
- •Identifiers: Name, email address, phone number, physical address, IP address, and other contact information.
- •Personal Characteristics: Age, date of birth, military and employment status.
- •Financial Information: Social Security number, bank account information, loan request details (amount, purpose), income details.
- •Commercial Information: Records of products or services you have expressed interest in.
- •Internet or Network Activity: Browsing behavior, IP address, referring/exit pages, and interactions with our site.
- •Communication Records: Inquiries, customer service interactions, and survey responses.
- •Sensitive Personal Information (CPRA): Social Security number, driver's license or government-issued identification number, exact date of birth, bank account information.
How?
We use and share users' personal information as necessary for the operation of our business ("Business Purpose"). We collect and use your personal information to (without limitation):
- •Process loan requests and connect you with lenders.
- •Provide information about Financial Products or Services.
- •Enhance your experience and simplify future loan applications across our websites.
- •Prevent fraud or malicious activities.
- •Comply with legal obligations.
- •Carry business restructuring.
- •For any other purposes to which you expressly consent.
We may check our affiliated websites to determine if we have previously collected your personal information (e.g., name, address, date of birth, phone number, occupation, and housing details) to streamline and improve your current request. Likewise, we may use the personal information collected on this website to enhance and simplify your service requests on our other affiliated websites.
Sharing Your Personal Information
| Reasons We Can Share Your Personal Information | Do We Share? | Can You Limit? |
|---|---|---|
| For our everyday business purposes (processing requests, preventing fraud, etc.) | Yes | No |
| For marketing our products and services | Yes | Yes |
| For non-affiliates to market loans in response to your request | Yes | No |
| For non-affiliates to market other Financial Products or Services | Yes | Yes |
| To comply with legal obligations (court orders, investigations) | Yes | No |
Sharing Your Sensitive Personal Information
We share Sensitive Personal Information only with our Lending Partners when necessary to assist you in finding a loan, when required by law, or with your explicit consent. We do not sell Sensitive Personal Information as defined by CPRA.
Definitions
Affiliates
Companies related by common ownership or control. They are non-financial companies.
Non-Affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
Financial Product or Service
Any product, service, plan, or program that is explicitly or implicitly offered to: (a) provide, arrange for, or assist a consumer in obtaining a loan or other extension of credit; (b) offer, arrange for, or assist a consumer in acquiring credit, debit, or stored value cards; (c) improve or repair a consumer's credit record, credit history, or credit rating; or (d) provide information or assistance aimed at enhancing a consumer's credit record, credit history, or credit rating.
Categories of Non-Affiliates We Share Information With:
- •Lenders
- •Networks of Lenders
- •Financial technology companies that offer loans in partnership with licensed banks
- •Non-affiliates offering Financial Products or Services (credit repair, credit monitoring, etc.)
- •Other non-affiliate service providers to facilitate our marketing to you
Who We Are
This notice is provided by fundsnew.com, the entity responsible for collecting and processing your personal information as you interact with our platform.
What We Do
How We Protect Your Information
We employ industry-standard security measures, including:
Controlled data sharing: We ensure that any transfer of data to our partners is limited to specified purposes and governed by agreements that include strict security and confidentiality obligations. However, no method of transmission over the Internet is 100% secure.
How Do We Collect Your Personal Information?
We collect your personal information when you:
- •Submit a loan request on our platform or on our affiliates' websites
- •Interact with our website, including browsing, filling out forms, answering surveys
- •Communicate with us
- •We can also receive some of your personal information from Lending partners
Why Can't You Limit All Sharing?
Under applicable laws you can't limit sharing personal information for business purposes, such as but not limited to: processing your request to connect you with a lender, preventing fraud, etc.
Other Important Information
Understanding Your Rights
Depending on your state of residence, you may have certain privacy rights regarding the personal information we collect about you. We honor privacy rights as required by applicable laws in your state of residence.
Right to Know
You can ask us to give you information about our collection and use of your personal information, including categories collected, sources, purposes, and specific pieces of information.
Right to Delete
Subject to certain limitations, you can ask us to delete your personal information.
Right to Correct
You can ask us to correct inaccurate personal information that we have about you.
Right to Opt Out
You have the right to request that we do not sell your personal information at any time. We may continue to share data for Business Purposes.
Right to Limit Use of Sensitive Information
California residents have the right to limit the use and disclosure of their Sensitive Personal Information to only what is necessary.
Right to Data Portability
You have the right to request a copy of your personal information in a portable, machine-readable format.
Right Against Discrimination
We will not discriminate against you for exercising your rights.
How to exercise your rights: Email us at the contact email provided below. Residents of Colorado, Connecticut, and Virginia can appeal a refusal by contacting us by email.
Cookies and Tracking Technologies
We use cookies and similar tracking technologies to collect information about your behavior on our website. This information may include IP address, browser type, device information, pages visited, and time spent on our site.
We do not track our users over time and across third party websites, and therefore do not respond to Do Not Track (DNT) signals. However, we may use third-party cookies for advertising and analytics purposes (e.g. TikTok, Meta, Google, Facebook).
Unsubscribe From Marketing Communications
You may opt out of our marketing communications at any time. To stop receiving future messages, click "Unsubscribe" at the bottom of this website, follow the unsubscribe instructions provided in our communications, or contact us at our contact email address below.
Children's Privacy
Our services are exclusively intended for individuals who are 18 years of age or older. We do not knowingly collect, use, or sell personal information from individuals under the age of 18.
Data Retention
We retain your personal information as long as it is necessary to provide you our service and to comply with our data retention requirements. We also retain your personal information to enhance your experience if you return to use our services. Once the data is no longer required, we will securely delete or anonymize it in compliance with applicable laws.
Contact Information
For more information or if you have any questions regarding your privacy rights, please contact us at:
[email protected]