Introduction
This E-Consent Agreement establishes your consent to receive disclosures, notices, and other documents electronically. By agreeing to this consent, you acknowledge your understanding of the benefits and responsibilities of electronic communications.
Your Consent to Electronic Records
What You're Consenting To
By signing this e-consent agreement, you agree that FundsNew and its affiliated lenders may send you documents, disclosures, and notices electronically instead of by mail or other physical means. This includes, but is not limited to: loan agreements, Truth in Lending Act (TILA) disclosures, privacy notices, account statements, promotional materials, and other communications related to your loan request or account.
How We'll Communicate
Electronic documents will be sent to the email address you provide. You agree to:
- •Keep your email address current and notify us of any changes
- •Check your email regularly for important communications
- •Ensure your email account has sufficient storage capacity
- •Maintain access to your email address throughout our business relationship
Scope of Consent
Loan Documents
All loan agreements, terms, and conditions documentation.
Legal Disclosures
Truth in Lending Act (TILA) disclosures, privacy notices, compliance documents, and regulatory required notifications.
Account Communications
Account statements, payment confirmations, status updates, and transactional emails.
Marketing Materials
Promotional messages, product information, and service updates (you can opt out separately).
Option to Receive Paper Copies
Request Paper Copies
At any time, you may request to receive paper copies of documents instead of electronic versions. There may be fees associated with paper delivery. To request paper copies, please contact us:
Please note that requesting paper copies may delay the delivery of important documents and may incur additional costs.
System Requirements
To receive and view electronic documents, you will need:
Device with Internet Access
Computer, smartphone, or tablet with a stable internet connection
Active Email Account
A valid, monitored email address to receive documents
Web Browser
Current version of Chrome, Firefox, Safari, or Edge
PDF Viewer
Adobe Acrobat Reader or equivalent PDF viewing software
Printer (Optional)
For printing and retaining your own records
Secure Connection
HTTPS support in your browser for secure document delivery
Withdrawal of Consent
You Have the Right to Withdraw
You may withdraw your consent to receive electronic communications at any time. However, withdrawal may:
- •Delay the delivery of important documents and legal disclosures
- •Incur additional mailing and handling fees
- •Affect the processing of your loan application or account
To withdraw your consent, send a written request to [email protected] with your full name and account information.
Updating Your Contact Information
It is your responsibility to maintain current contact information. If your email address changes or becomes inactive, you must update it immediately with us. Failure to do so may result in:
- •Missed important loan documents and notices
- •Loss of time-sensitive information
- •Potential legal or financial consequences
To update your email address or contact information, please email us at [email protected] or update your account information directly on our website.
Important Confirmations
Your Acknowledgments
- ✓You have the ability to access electronic documents electronically
- ✓You understand the scope of electronic communications
- ✓You have agreed to receive electronic disclosures
Your Rights
- •Right to withdraw consent at any time
- •Right to request paper copies (may incur fees)
- •Right to update your contact information
Your E-Consent Agreement
By submitting your loan application or continuing to use our services, you confirm your consent to electronic communications as outlined in this E-Consent Agreement.