Last chance to get funds before Christmas!
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Personal Loans
Up to $5,000

All Credit Types
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By clicking "Get My Funds", you agree to our terms and consent to receive offers from our lender network. Your information is secured with 256-bit encryption.

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One Loan, Endless Possibilities

Whatever your holiday plans entail, a personal loan can help bridge the gap between your paycheck and your festive dreams.

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Why FundsNew?

We aren't a bank. We're a technology platform that connects you with a network of lenders competing for your business. This means better rates, faster service, and higher approval odds.

Speed is Everything

Our AI-driven engine processes your request instantly. No long waits in bank lines.

Bank-Level Security

Your data is encrypted with 256-bit SSL technology. We treat your privacy with the utmost respect.

Get Funds in 3 Easy Steps

1

Submit Request

Complete our secure online form in under 2 minutes. We just need basic details to find your match.

2

Review Offers

If connected, you'll be redirected to a lender's page to review loan terms and rates.

3

Receive Funds

Accept the loan and funds are typically deposited into your bank account as soon as the next business day.

Frequently Asked Questions

Everything you need to know about our service

Annual Percentage Rate (APR)
Here at fundsnew.com we offer APR rates ranging from 4.95% minimum to 35.95% maximum. The APR you may be offered depends on different factors, including your personal situation and financial standing. By completing our loan offer form you shall receive details of the APR and full terms of any loan offered to you.

The actual interest rate you may be offered depends on several factors: your credit score, financial history, income, etc. Contact your lender for more information about the APR you may receive and the terms of your loan agreement.
Loan Term (Repayment Period)
Minimum
Maximum
90 days
84 months
Representative Example of APR
If you borrow $2,500 over a term of 1 year with an APR of 10% and a fee of 3%, you will pay $219.79 each month. The total amount payable will be $2,637, with a total interest of $137.48.
Financial Implications (Interest & Finance Charges)
fundsnew.com is not a lender and we cannot predict what fees and interest rate will be applied to the loan you will be offered. It is your lender that will provide all the necessary information about the cost of the loan. It is your responsibility to peruse the loan agreement carefully and accept the offer only if you agree to all the terms. fundsnew.com service is free of charge, and you are under no obligation to accept the terms that the lender offers you.
Implications of Non-Payment
When you accept the terms and conditions for a loan, you enter into a commitment to repay the amount you owe according to the specific schedule outlined in the documents. In the event of non-payment, additional charges may be applied. Late payment penalties vary by lender, and as fundsnew.com is not involved in the lending process, we cannot supply any information on the fees you will incur if any default occurs. For more information, please contact the lender directly if you have any issues relating to your loan repayment.
Potential Impact on Credit Score
fundsnew.com is not a lender and we do not check your credit standing and credit capacity. When you submit a request at our online platform, this is considered a soft inquiry and does not impact your credit score. However, some lenders may carry out a credit check to ascertain your eligibility for a loan. Most likely they will turn to any of the three major credit bureaus (Transunion, Experian, and Equifax) that is in most cases considered a hard inquiry and may affect your credit score.
Collection Practices
fundsnew.com is not a lender. As such, we are not involved in any debt collection practices and cannot make you aware of any of them. Your lender will specify their collection practices in your loan agreement. If you have any questions regarding the issue, please, address them to your lender. For more information visit our page for Responsible Lending. fundsnew.com itself isn't involved in debt collection.
Loan Renewal Policies
Loan renewal options are not always available. It is therefore advisable to clarify whether the option is available with your lender. Be sure to carefully peruse the renewal policy presented in the agreement before you sign the documents.

Representative Example

Repayment Plan For Various Loan Amounts and Terms

$1,000
Loan Amount
Interest Rate (APR) 13%
Loan Term 12 Months
Prepayment Penalty NO
Origination Fees NO
Monthly Payments $89.32
Total Payments $1,071.81
$2,500
Loan Amount
Interest Rate (APR) 10%
Loan Term 12 Months
Prepayment Penalty NO
Origination Fees NO
Monthly Payments $219.79
Total Payments $2,637.48

Each lender has their terms, fees, and policies. Loan details, such as fees, rates, APR, nonpayment rules, and renewal policy, vary by lender and state and are outlined in your agreement. On our part, we provide plenty of information that can help you better understand what a loan is, how it works, and how to use it wisely.